Insurance Products for Individual, Families & Businesses

Your Family Bank

Are you 100% certain that you are going to have a great retirement, or do you have some doubts?

Individual and Group Health Insurance

Has the new law made getting health insurance more expensive for you?

Individual & Group Health Insurance

Individual Health Insurance: Millions of Americans are continuously going without health insurance. Believing they do not qualify or they are not able to find an affordable plan. Since 2018-2022, we achieved the Marketplace Elite Circle of Champions Award. This award was given to us by the Centers for Medicare & Medicaid Services (CMS) for assisting over 100 plus families enroll in health coverage each year. It's time to let us help you.

Group Health Insurance: Because the Affordable care Act allows everyone to enroll in health insurance regardless of their health condition. Health insurance has become expensive and finding an affordable plan can be a challenge. Which is why having a knowledgeable Benefits Coordinator, that can help navigate through the process is so important. We can show you options to not only reduce your premium cost, but also how to deduce or eliminate high deductibles. While at the same time remain compliant with the law.

Life Insurance

Why MUST you have life insurance?

Life Insurance

It is a simple fact; twenty-somethings don’t usually buy life insurance because they feel invincible or just don’t see the need. At the other end of the spectrum, folks 50 and older have a hard time buying coverage. Either because it’s too expensive or they have a hard time qualifying because of health issues. If you do not have life insurance, let’s talk. We will look at your unique situation and see which life insurance plan will work best for you and your family, but more importantly fits your budget.

Dental & Vision

If you don’t have dental or vision insurance, be careful.

Dental & Vision

Are you one of the millions of Americans with no dental coverage? Is a dental insurance policy to cover your pearly whites worth the cost? Let us show you the difference between a dental insurance policy and a discount dental plan, to see which one is right for you.

Even if you don’t need corrective lenses, you should get an eye exam once a year. Eye doctors are often the first to find signs of serious health conditions, including high cholesterol, high blood pressure and diabetes. Having a good vision plan could be lifesaving. If you want to know which vision insurance plan makes sense for you, give us a call.

Medicare Supplement Vs Medicare Advantage Plans

Do you know the difference between a Medicare Supplement and Medicare Advantage Plan.

Medicare Supplement Vs Medicare Advantage Plans

Are you approaching age 65 or do you already have Medicare? If you’re trying to decide between a Medicare Advantage (Medicare Part C) plan or a Medicare Supplement Plan F, G, K, L, M, N, etc., You have come to the right place. Medicare Advantage and Medicare Supplement plans do not work together nor are they the same. If you're already on Medicare and finding that your plan is not giving you the coverage you need or it's becoming too expensive. Let us explain your options and find out which plan works best for you.

Disability Insurance

Is disability insurance worth the cost?

Disability Insurance

Of all the types of insurance people are thinking about, disability insurance maybe the last on the list. As a recent Social Security fact sheet states, “1 in 4 Americans over the age of 20 will become disabled before reaching age 67.” If disease or injury renders you disabled, early in your working life. The lost wages could be devastating. The Social Security Administration provides some form of disability benefits as a safety net, but it’s hardly enough to live comfortably. Let us show you another way to protect your paycheck if you become disable.